Benefits for crews that want to keep their people
Health insurance, dental, vision, and a 401(k) through a PEO, sized for crews of five to fifty.
Why benefits matter for a small crew
Good techs and leads get offers. Pay matters, but health insurance is often what makes someone stay. Bigger contractors can offer it because they buy for hundreds of employees. A PEO pools many small employers together, which gives a ten-person crew access to plans it couldn't get alone.
What's usually available
- Medical insurance, often with several plan levels to choose from
- Dental and vision
- 401(k) retirement plan, with contributions taken out of payroll
- Life and disability insurance
- Pre-tax premium deductions for employees
Exactly which plans you can offer depends on the PEO and on underwriting. We'll show you the actual options in your quote.
You decide what to pay
You choose how much of the premium the company covers. Some owners pay most of the employee's cost and leave family coverage to the employee. Others start with a smaller contribution. The PEO handles enrollment, deductions, and the paperwork that comes with it.
Do I have to offer health insurance?
Under federal law, employers with fewer than 50 full-time equivalent employees aren't required to offer health coverage. Most crews we talk to offer it to keep people, not because they have to.
Comp and benefits together. Most crews set up workers' comp, payroll, and benefits at the same time through the PEO, so everything comes out of one payroll and one bill.
What we need to price benefits
- How many people would likely enroll
- Employees' ages and ZIP codes (no names needed at first)
- What you offer now, if anything, and what it costs
Find out what your crew would pay
Tell us your trade and headcount. We'll shop it with our PEO partners and send you a side-by-side against what you pay now, usually within one business day.