Workers' comp for Panama City crews
Coverage for Bay County contractors in Panama City, Panama City Beach, Lynn Haven, and Callaway.
Still building
Bay County has been rebuilding since Hurricane Michael in 2018, and new construction hasn't let up, from Panama City Beach to Tyndall. Steady work means bigger crews and more permits, and every permit needs proof of comp or an exemption.
Growing past the exemption
A lot of Bay County shops started as owner-operators with an exemption. Once you hire your first employee in construction, Florida requires coverage for that person. Comp through a PEO is a clean way to make that jump without a big upfront deposit.
Keeping your people
With this much work around, good techs get poached. Benefits through a PEO give a small company something to compete with. How benefits work.
Trades we quote here
HVAC, plumbing, electrical, remodeling, drywall and flooring, landscaping, pool, cleaning, pest control, and pressure washing. See all trades. We don't place roofing or tree-service accounts.
Questions
Will you come to Panama City?
Yes. We meet in person from Pensacola to Panama City.
I've been exempt as an owner. What changes when I hire?
In construction, your first employee needs comp. Your exemption still covers you, but your crew needs a policy.
Find out what your crew would pay
Tell us your trade and headcount. We'll shop it with our PEO partners and send you a side-by-side against what you pay now, usually within one business day.